Private Client Commentary – human nature

Dear Clients,

I hope you don’t mind, but I’m going to keep the commentaries coming as long as this bear market lasts. At times like these, perspective is everything. And, as you well know, my perspective suggests that recessions and their attending bear markets are cyclical phenomena that, while extremely difficult (if not entirely impossible) to predict – when viewed in retrospect, are always necessary and timely – in that they purge the world of dangerous excesses born of the preceding expansion. I’ll even go one further and suggest that their timing is always perfect.

Today, we can’t turn on the financial news without exposing ourselves to the litany of negative headlines, very much designed to get our attention. Not to suggest that these promulgators of bad news aren’t telling the truth – in fact they are. Companies are closing shop in record numbers, unemployment is up (consequently), the financial institutions of the world are suffering in record numbers, etc., etc. – but when it

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